a little background, I am a busy man, who manages his time between family and my love of cars, I have never taken a loan, (except for my house) and I do not owe money to anyone, hence my credit score is above 850 and has been for the past 20 years
yesterday I got a call from the "law office of thomas landis" which I right away googled and found out they are some rip off debt collectors with tons of evil crap going on, including a lawyer that is in prison for being a pedophile... yes the partner of the firm is a pedo!! needless to say the debt they are trying to collect is bogus, they claim I owe a bank named Navy Federal 1,600 dollars and that I must pay or else be sued... I never in my life have ever even seen a navy federal bank, or anything to do with it...
so I found a posting at another forum from someone who was tired of them and did something interesting
A few weeks ago, I recieved a message from some place claiming to be an "Attorney's Office," with the phone number 866-448-8558, on my answering machine. So I called the place up and spoke to a representative who claimed that I was going to be sued for 5000 dollars if I didn't pay. So I thought to myself... "wow, he's filing a lawsuit against me." I asked which court he's filing a suit against me in, and he told me he didn't know. Hmm, a little suspicious. I told him I would call him back within 30 minutes, because I wanted to seek legal advice from my friend, who's an attorney.
I called back this wonderlust of an Attorney's Office, and I informed the representative that I would be recording my phone call with him, after all, if i make a payment agreement, etc, then I want evidence for my records. After he consented, I started yelling racial slurs at him (which is not illegal), and I told him that I do not do business with members of his race because I find them to be beneath me (which is also not illegal). I then proceeded to read some pages from Mein Kampf and I told him that I love Hitler and I made a few more derogatory comments about his race. Anyways, he started cursing me out, and he threatened to kill me, and since I had it on tape, all I had to do was file a lawsuit. Low and behold, I won!
If you want to beat a collection agency, do something like that. It's a lot more fun than paying, and hey...it helps relieve stress
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I am so doing this, I told them to not call again and that the info they had was wrong, they didn't even know my name, the lady was trying to get information from me, and i hate these kind of bastards that try to scam me, so in my vanguard to make these fuckers suffer, I am going to do this, I am sure they will call again, as she even said so that they will keep calling